# Payment Gateways

**URL:** https://forum.kirupa.com/t/payment-gateways/270834
**Category:** random
**Created:** [September 15, 2008, 5:39am UTC](https://forum.kirupa.com/t/payment-gateways/270834 "2008-09-15T05:39:32Z")
**Posts on this page:** 1
**Page:** 1

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### Author: ![MTsoul](https://avatars.discourse-cdn.com/v4/letter/m/91b2a8/32.png) [@MTsoul](https://forum.kirupa.com/u/MTsoul)
#### Post date: [September 15, 2008, 5:39am UTC](https://forum.kirupa.com/t/payment-gateways/270834/1 "2008-09-15T05:39:32Z")

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This has been asked a few times but I can’t find a thread for this. So for anyone who knows about this stuff:

What do I need to accept money from people online? I can use Paypal, but it takes too big of a chunk of my received money. I have three needs:

1. They need to be an actual gateway like Paypal (not just a backend API that my website connects to). I don’t think people that pay on my site trust me enough to just give me their credit card numbers (and what would I do with those?). I also don’t have an SSL certificate.

2. If it’s an actual redirect-based gateway like Paypal, it should be automatic and it should provide me with an API so once it redirects back to my site after payment, I can safely and be assured that payment is made, by who, and record that and do whatever.

3. Hopefully a PHP script has already be written for something that uses the API in 2.?

Anyways, I could use all the suggestions I can get. I’m stumped here.