DOM event

this code works as expected.

<form>
<input type="text" name="user" onchange="alert('message');">
</form>

i like to make something like this. but it doesn’t work.

<form>
<input type="text" name="user">
</form>
<script type="text/javascript" >
document.forms[0].user.onchange="alert('message');";
</script>

http://msdn.microsoft.com/workshop/author/dhtml/reference/events/onchange.asp
http://www.w3schools.com/htmldom/dom_obj_text.asp

can anyone help?