Multiple Colours and Hair Styles

i want to create a game with a range of hair styles, cloths, skin colour, male or female, etc. my game will also include animated cutscenes involving the charecter, so my question to you is will i need to animate every possilbe combitnation (e.g. black hair, male, curly hair)

p.s the game will also use MYSQl to bring up infomation about the charecter e.g. will it be male or female, have pink hair.

thx in advance