Replica burberry bag about a 100 million yuan

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Wen / Chen Si into the last two years, more than 2000 million Americans have lost their house. The decline in real income, potential buyers are worried that unemployment is simply hesitant to buy a home. Falling house prices and the stock market is different from a quarter fell more than 15%, can be called the It seems the road is long, the dream of homeownership difficult round, and many who can not help but rely under all difficulties, I feel life is no more hope. In fact, why must own their own homes, rental housing What is wrong? As we all know, New York, Manhattan is the world’s richest, most vibrant cities. Many people may not know,replica burberry bag, people living in Manhattan, more than 90% of the residents are renters. The high prices in Manhattan shocking, more than a million apartments commonplace. I have years of living in Manhattan, has rented the apartment. The last few years, the annual rent of about $ 30,000. China puzzled friends and relatives better, often asked me why I do not buy a house, rent $ 30,000 per year is not When I told them, annual salary in Manhattan is the millions of Wall Street bankers, are renting and living friends and family thought I was the first reaction is in the In fact, Manhattan’s real estate tax of up to 3%, if I rent an apartment to buy at least 100 million annually to pay property taxes alone have $ 30,000, plus a few hundred dollars in management fees, a hundred dollars utilities, is simply This is why more than 90% of all renters in Manhattan and even life to live. Miss Song Meiling year living in the Central Park side of the set of Penthouse, the value of seven million dollars, to pay property taxes each year more than 200 million dollars, that is, who can not afford to give you. Early 20th century, New York City population of about 800 million, now or 800 million, described as There have been new immigrants entered each year, but also a considerable crowd to leave. Lies in the vitality of Manhattan’s population continue to flow. Recently, a Harvard University study concluded that to maintain the vitality of a region, the proportion of renters and buy the best in the 1 to 1. Young people, especially single people and couples without children for rent, only the children and more families are suitable to buy a house. Homeownership rate is too high in areas, and its growth rate tends to decline. Economists Andrew Oswald pointed out more clearly in the United States and Europe, with the unemployment rate proportional to the ratio of housing, those with higher rates in areas of housing and unemployment higher. Housing to people because they have fixed in a region, forcing them to find work locally, regardless of whether they have the appropriate skills, and regardless of where the economy is in boom or recession. Recently saw a domestic news, said a young man in Nanjing, in order to buy a house, not only the parents took out all the deposits, but also forcing grandparents, grandparents emptied all of the pension that is not their own house can not be married, not married, then we would die without sons. In fact need not so. Personally, I think, in fact, more is not necessary to buy a house in China. In 1997, my first home leave, felt the biggest change is the real estate increased noticeably. Then there are several buildings of Hong Kong Shanghai developers to build high-rise apartments, about a 100 million yuan, 10 million annual rent, the rent for 10 years can buy a set. Such a price, whether to buy or rent, as opposed to ordinary people when the domestic is the Unexpectedly, these years as the domestic prices soaring like rockets. Return home last year, when the luxury apartment building, the same price rose to 500 million lots, or even thousands of yuan. A million-dollar I was actually surprised that the rent is only 7,500 yuan a month, I spent a few eyes to see that a zero, and then look closely, indeed 7,500 yuan a month, you can also specify the long-term rental discounts! Do not rent luxury to 10 million a year, quite unexpectedly, more interesting, I really do not understand why still want to buy. Million yuan even if the deposit banks, at least 20 million of interest each year, enough to pay rent. In China,[url=http://www.go-bagtrade.com]replica burberry bag, people may feel that a house is a symbol of identity and status, and can bring confidence and stability and happiness. According to the Wharton School economist Gracie’s research shows that: in the U.S., income and population in the same conditions, home ownership is not happiness than renters index higher. The extent of their self-esteem in both cases would not have any differences. When people learn that even the millionaires in the abroad will rent and live in, and whether it will be at ease. Currently, domestic prices remain high, people hope that the Housing sigh. Do not price the house all his life can not afford, even if half the price, people still can not afford big cities, but also harm the interests of those who buy at higher prices. However, since the house is a commodity, and its price must ultimately be adjusted by supply and demand. China can learn from the experience of New York, high real estate tax levy to subsidize renters, to limit its growth in the annual rate of inflation. In this case, the rich people to enjoy the thrill of success, ordinary people will also psychological balance. Although it is rental housing, but it is also the Home Ownership Scheme, so why not happy? A few years ago, that You may only know one, I do not know the other. This story not only the Chinese people 忽悠, 忽悠 the American people also. In fact, 200 years, the United States has been very cheap prices, has remained at an average annual income of individuals from 1.6 to 1.8 times only. That is, we usually keep four or five years the money, you can buy a house. I remember 20 years ago, I arrived in Cleveland, the first weekend, the professor invited us to his new home — the center of a town house to party. I was curious and do not know the rules, take the liberty to ask the professor how much money the house. Professor thought about his wife, and I just arrived do not know the rules, to tell me $ 30,000, estimated at less than a one-year wages. Later, the United States to loosen credit, to encourage people to borrow money to buy a house. Result, low-income people can buy a house, in the high-income earners see prices rising, they used to buy first house mortgage second building, and then the second mortgage to buy the third Dong Dong, a vicious cycle, and thus, the virtual demand for. By 2006, Cleveland prices rose by 6 times, while the per capita income it has doubled not to. A broken bubble, Cleveland foreclosures are everywhere (usually because the owners have debt problems apply to the court by creditors to enforce, by valuation,[url=http://www.go-bagtrade.com]replica burberry bag, notice and other procedures of the court for auction of land or housing), became the hardest hit by the financial crisis. Clearly, the bank once the easing of credit, and we are borrowing to buy a house, then it will distort the supply and demand, prices will soar. In the end, the financial crisis must come. In fact, renting a lifetime no harm?