Help with dynamically loaded .swf (they seomtimes but not always load!)

im confused … my .swf arent loading even though i have the coding perfect (well at least i think i do) and everything set.
this is what i have for my button _______

}on (release) {
_root.createEmptyMovieClip(“area”, 1);
loadMovie(“TEST.swf”, “area”);
setProperty(“area”, _x, 150);
setProperty(“area”, _y, 25);

and there you have it. why wont it load? am i missing something?

btw can i dynamically load .html using the same code but different endings?