Newbie with a problem

hey everyone

I’m trying to make a page with a flash-object that looks like a different layer. sometimes you see tham as an advert on a page (and drive you crazy)

I already know how to make a transparent flash-object, but do not know how to get over some text.
do I need to do this in javascript or is it possible in HTML. maybe someone knows a tut about this subject.

thanks fot those who knows