Rate my site's design plz

I’m currently working on a site and I need it to be critiqued.

PLEASE NOTE: It is not completed and I haven’t yet designed the background.
There is currently only the index page and the “Stock Clearances” page. And also, the “banner” under the top menu-bar will be different (but the same size).

http://jog.my-php.net/oceanmarine/index.php

I personally, don’t really like the color, but I had no choice as it had to reflect the company’s logo which is red and white.

Remember you are only judging the “design.”

I’d appreciate any feedback!

Thanks