Water Effect

I have been searching for more time than I care to admit for an animation of the surface of water (either from above or under the water), created in actionscript.

Anyone seen such a thing?

I have a slow moving version of what I am talking about at http://www.bluewater-concepts.com/index2.htm. The BWC in the center of the page has an example of the effect I am referring to.

I would love to code it myself, but I am code-challenged and advanced formulas make me twitch… :cross-eye

I have seen every rain drop and ripple effect out there, but I am just looking for an effect of what you would see looking at the surface of the ocean on a relatively calm day.