Water Cooling?

Ok so my fans are now really loud on my PC, I guess due to my new graphics card, which by the way is running at about 60 degrees…

Is water cooling worth the time and money? Does it give improved performance?

Is it worth spending a few hundred £ on a whole water cooling system?

Probably won’t go ahead with anything, I don’t really wanna spend hundereds of my hard-earned cash on water cooling, but i’m thinking about it.