i got into a car accident over the weekend…i was at a stop light and a 16 yr old!!!(taking his 1st driving lesson w/ his friends rear ended me at 40mph) …i went to the hosp…for some major whiplash…missd 2 days of work & i have 700+ in medical bills…how does the insurance thing work? i tlked to statefarm (the kids insuran.) now i have ppl telling me to go to a accident lawyer…
Whiplash isn’t nice…I had some dude rear end me in 2003, my neck/back wasn’t right for months. Slight things can really knock you back. Take it easy for as long as possible.
My insurance company provided me with a solicitor and they done all the medical tests and the following negoiations with the third party insurer. I dunno how different your insurance/legal system is, probably pretty close. but it sounds like you don’t get a lawyer supplied.
As long as you have all his details, he admits fault, which it clearly is, police report is preferable. Then you just have to foot the bill until the claim comes back. Keep all receipts, log time off work, try and do a pain diary too, explain frequency and intensity of pain and also all the things it stops you doing. Try to do it daily, it helps loads in making a claim.
Don’t except a settlement until your fully fit (as long as its finanically viable) as if you back has problems later on and you’ve settled, so there is little comeback
Whiplash isn’t that high on the $ to inconvinience ratio…I got about 2 weeks pay for 3 months of hassel and pain
Sombody a year or so ago crashed into my mum, while she was at the traffic lights and her neck hurt for a while. I dont think she sued, btu we got lots of money from there insurance. So definatly claim insurance.
[ot]Metallica have a good song called whiplash :D[/ot]